Saturday, October 5, 2019

Any franchise Essay Example | Topics and Well Written Essays - 500 words

Any franchise - Essay Example The demographics of young people interested in sports have changed in Miami with more people filling the limited sport shops for utilities. The city offers a ready market for sports utility The success of these company beings with exceptional leadership as well as an innovative management team that is knowledgeable and experienced to handle the matters in the franchise business. Since this is a small start up, we would not be in a position to have a big management team ( Liberson 23). The C.E.O will be accorded the mandate to higher his workers. The management team will be liable in the running of the operations of this franchise under the authority of the CEO. The CEO will have the powers to take the company to another level. Marketing remains the greatest program and strength of this business. A proper marketing strategy will be deployed in order to effectively reach the wide range of market with the merchandise. Funds will be used to produce advertising materials in order to attract customers. A robust financial marketing plan will be done for the franchise that would revolve around advertising. Several methods of marketing will be deployed with the motive of reaching a wider range of clients. Since this franchise will be entering the job market a new, it will dwell in providing traditional means of advising that will lower the cost of expenses ( Liberson 23). This franchise will ensure proper financial planning and will carry on with proper investigation to find the related costs. This capital to rise in beginning this franchise will be borrowed from different sources in order to fund all the needs of this business. It will be effective to have prepared a financial budget that will support with the effective running of the business. The banks would be the last option in raising the funds for the start up of the business. To incorporate a wide variety of stock in the business, a large pool of funds will be of

Friday, October 4, 2019

Aggressive Breast Cancer Vs.Suicide Rates Term Paper

Aggressive Breast Cancer Vs.Suicide Rates - Term Paper Example To achieve my goal, I collected data from the American Cancer Society of both the suicidal rates and aggressive breast cancer rate from thirty states in United States randomly. This data is more recent (2010). Breast cancer is one of the most fatal and prevalent of all killer diseases and ranks in the top three killers of women in the USA, though it also affects men. Meanwhile there has been an association of the aggressive breast cancer with suicides in the United States. In this study, I will conduct statistical test to verify this relationship of aggressive breast cancer with rates of suicides. My hypothetical theory is that victims of the aggressive breast cancer are more prone to commit suicide. I anchor my theory to the worrying trend of the increasing mental anxiety and depression among the aggressive breast cancer patients. To achieve my objective of linking suicide rates to aggressive breast cancer condition, I collected data for the suicides rates and aggressive breast cancer from thirty states. I subjected this data to statistical analysis to establish a link in these two variables. These states were collected randomly. PRESENTATION OF RAW DATA AND DISCUSSION ARRAY OF ALL DATA FROM THE THIRTY STATES Presentation of data on arrayed form with discussion   Table 1: Female Breast Cancer Incidence and Suicide Rates in thirty states (2002-2006) State Breast Cancer Incidence Suicide Rates Alabama 114.9 23.2 Alaska 128.9 22.0 Arkansas 113.9 22.8 California 128.0 23.9 Colorado 123.7 22.6 Connecticut 137.5 24.3 Delaware 123.8 23.5 Florida 115.9 21.8 Georgia 120.7 22.5 Hawaii 139.1 21.7 Idaho 118.7 22.5 Illinois 124.1 24.2 Indiana 115.1 24.2 Iowa 124.3 22.8 Kansas 125.2 24.2 Kentucky 118.8 24.4 Maine 128.0 23.4 Massachusetts 134.6 24.4 Missouri 122.2 25.3 Montana 118.8 23.0 Nevada 115.1 24.9 New Jersey 132.6 27.3 New Mexico 115.6 23.4 Oklahoma 127.6 25.0 Oregon 130.5 24.2 Pennsylvania 124.1 25.9 Rhode Island 129.6 23.5 South Carolina 121.2 22.8 Virginia 121.4 24.4 Wyoming 118.2 22.9 Source: Source Incidence 4, 2009 Data which is to be subjected to statistical tests for ascertain the relationship of the two v ariables. The data is listed alphabetically according to states Array of aggressive breast cancer incidence in thirty states data, in descending order State Aggressive Breast Cancer Incidence Suicide Rates 1. Hawaii 139.1 21.7 2. Connecticut 137.5 24.3 3. Massachusetts 134.6 24.4 4. New Jersey 132.6 27.3 5. Oregon 130.5 24.2 6. Rhode Island 129.6 23.5 7. Alaska 128.9 22.0 8. California 128.0 23.9 9. Maine 128.0 23.4 10. Oklahoma 127.6 25.0 11. Kansas 125.2 24.2 12. Iowa 124.3 22.8 13. Illinois 124.1 24.2 14. Pennsylvania 124.1 25.9 15. Delaware 123.8 23.5 16. Colorado 123.7 22.6 17. Missouri 122.2 25.3 18. Virginia 121.4 24

Thursday, October 3, 2019

The Working Students of Sti College Essay Example for Free

The Working Students of Sti College Essay The problem has been developed with the query as to how the corresponding workloads and required working hours of working students affect their studies at STI College Munoz. As a backgrounder, the primary objective of the study is for working students to overcome conflict between their corresponding workloads and required working hours as against their studies. In addition, this paper intends to provide encouragement and motivation to all students especially those who are financially distressed to pursue and finish a college degree in order to be competitive in the future and be able to realize their goals and aspirations. It may also provide learning experiences and information to faculty members and school administrators in the development and implementation of curriculum, syllabus, school policies and procedures, and other school activities. In order to accomplish our objectives, we adopted several methodologies in obtaining data and information such as conducting surveys by providing questionnaires to our subjects, obtaining graphs, tabulations and illustrations from libraries and the internet, and conducting interviews personally and directly with our target subjects to get assurance that our data, information and values gathered were correct and accurate. We also adopted the recommendation and referral approach to enhance our networking and be able to interview more samples as possible. STATEMENT OF THE PROBLEM 1. How do the corresponding workloads and required working hours affect the studies of working students from STI College Munoz? 2. How do the working students of STI College Munoz become effective in their studies? 3. How do the students of STI College Munoz benefit from this study? 4. How does the school administration of STI College Munoz benefit from this study? ASSUMPTION 1. It is assumed that the existing workloads and required working hours of working students from STI College Munoz affect their studies accordingly especially on time allotment for studies, time travel from work area to school campus, mandatory requirement by immediate superior on working student to spend extra working hours to meet work deadlines, or unexpected work engagement or tasks with results immediately needed by management. 2. It is assumed that the working students of STI College Munoz become effective in their studies by applying actual work experience towards classroom discussion or other relevant topics, applying emotional maturity acquired from work environment towards study problems or habits, and applying ability to handle financial matters effectively. 3. It is assumed that the study of working students from STI College Munoz as sample data would benefit the students of STI College Munoz since the working students play a major role in linking industry practice with the academe. It is further assumed that study would be able to motivate all students especially the financially distressed to pursue and finish a college degree despite financial problems to become competitive and achieve their goals and aspirations in the future. 4. It is assumed that the study would provide knowledge and information in the preparation, development, and implementation of curriculum, syllabus, school policies and procedures and other school activities. SIGNIFICANCE OF STUDY The significance of studying working students from STI College Munoz as sample data will benefit the following: †¢Students of STI College Munoz-Edsa oBy making the full time students of STI College Munoz realize their advantage over the working students in terms of ample time to do review, research and advance reading of their respective subjects and maximize such advantage to achieve educational excellence rather than wasting a lot of time strolling in the malls or other non-educational related activities. By making the working students of STI College Munoz realize their advantage over the full time students in terms of industry experience and working practices and maximizing such advantage to improve their level of maturity and sense of responsibility in terms of balancing workloads and studyloads. oBy making financially distressed students realize that financial problem is not a hindrance in pursuing a college degree and that alternative sources of income are available if the y are willing to work to partially or fully finance their studies. Faculty Members of STI College Munoz-Edsa oBy taking advantage of the actual working experience and industry practice of working students as a tool for classroom discussion and source of information for curriculum development and syllabus preparation. oTo become more selfless and noble in sharing their support and understanding to the needs and problems of students, to be more aware of the students goals, and be ready to assist them in making decisions. The scope of this paper will cover the activities of the working students of STI College Munoz-Edsa. This study was limited to common problems and coping style of working student and their relation to academic requirements. The respondents of the study were the working college students of STI College Munoz-Edsa, aged 17 and above years old from different year level (first year to fourth year) during second semester school year 2009 – 2010. This study will determine the common problems, coping styles and academic performances as well as how the students academic performances significantly relate with the problems and coping style. DEFINITION OF TERMS Academe – The academic world. Academic Performance – refers to the grades of the college student obtained in each subject as expressed in their class cards. It is measured by getting the general weighted average (GWA) of the studies during the final term, second semester school year (2009-2010). This is the result of the grades multiplied and divided by the number of the units in a semester. A copy of these grades showing their equivalent rating appears on the transcript of records available at the school registrar. Educational Attainment – refers to the highest level of schooling a person achieved at a certain time. In this study the educational attainment is the year level the respondent is currently enrolled. Family – refers to basic social institution of society. It is traditionally defined as a social unit of those related through marriage, birth or adoptions who reside together in officially sanctioned relationships and who engaged in economic cooperation, socially approved sexual relations and reproduction and child rearing (Andersen, 2002). In this study, this refers to the direct family of the respondents. This covers the family relationships between parents and children, between father and mother, among siblings, family economic condition and total number of family members. Income – The average family monthly income which includes fixed sources from salaries and wages and other additional sources from business, farming, fishing and others. Problems – Refers to the difficult situations, which the working students in STI- College, Munoz Edsa are facing while portraying their different roles. Socio-Demographic Profile / Profile – refers to the demographic characteristics of the respondents which include their age, gender, socio economic status of the family, college year level, family’s monthly income, and their class schedules. Students – Refers to the respondents of this research coming from STI COLLEGE Munoz – EDSA. They are studying at the same time working for varied reasons. Work – refers to the type of job the respondents are engaged in while studying. In this study it refers to the respondents to their work profile which includes the type of work, where they are working, how many hours are they working and where do they spend their salary. Working Students – are those students who work with pay, those who are self – employed or having their own business while studying after working hours or working in between class hours. CHAPTER II REVIEW OF RELATED LITERATURE AND STUDIES This chapter includes a discussion of literature and studies, local and foreign, which were found to have bearings on the present study. Even though there have been only a few related studies, no similar study yet has been conducted wholly and solely on the problem of working college students of STI College Munoz EDSA. It can therefore be safely assumed that this research does not duplicate any study. LITERATURE LOCAL Manuel R. Santos expressed the view that the fate of the domestic helpers in the Philippines is somewhat disturbing. Majority of these young people are treated like animals although he said that not all are treated like animals. He said that not all these young people are badly treated but there are many of them who really received such maltreatment not only in our country but also abroad. Santos stressed the view that there is a need to amend the law about domestic helpers in such a way that they may be given opportunities to go to school and finish at least a college education. The author opinioned that most importantly, a domestic helper should receive a compensation commensurate to their workload with entitlement to a thirteen month pay and other benefits such as Medicare and SSS. The domestic helper should be given time to rest at least one day a week with pay. Clawid, being a working student as well as joining captivating Capiz is one of the hardest parts in the life of a college student. Why? Because aside from studying his lessons, making his homework and assignments, listening to his instructors and professors and finishing his projects, he has to do or finish other assignments or workload which full-time students don’t have. He doesn’t have enough time to go and hang out with his friends because he has assigned duty in the school, and several tasks to be done and the outcome would depend where he would be assigned to have his duty. He has responsibilities and accountabilities to the school where he is working and that is part being a working student, to serve the school and render working hours. Being a working student, the school shoulders the tuition fee and all he has to pay are the miscellaneous fees. That is one of the reasons why some students are applying to become a working student especially when their parents could no longer afford to send them to school. Sometimes he is being told to have committed mistakes but he takes them as encouragement and as a challenge but sometimes it also puts him down, depending on how other students have told him and the manner of delivery for calling his attention for the mistake committed. Some working students are very sensitive when being told that they had committed mistakes and easily feel bad. But what makes him proud is that he decided to become a working student in order to help his parents with their burdens especially in sending him to school. Sometimes he finds some extra jobs like typing just to earn money and be dependent. Some of his fellow working students told him that they would like to quit because it is really hard and they are tired after a long hours they spend in the class. But he told them that it is a part of the life of a college student. They have to manage their time and be patient because it is their investment for their career in the future. He is proud that he is a college working student and advised that we need patience, time management and strong determination to graduate from the course we have chosen and be able to face those circumstances and trials that may come in the life of being a college working student. Veronica Rillorta, after her high school graduation, dreamed of going to college and taking up a course of her interest as the key to finding employment. But as June 2005 drew near, she started to get worried because her parents couldn’t send her to school. Her mother consoled her by saying that it would be her own choice if she wants to work and where to work. At first, Veronica worked as a waitress in a restaurant in their town. The restaurant served so many customers, that they could only eat their lunch at around 3:00 in the afternoon. After working for few weeks, she quit. She relaxed for a few days, but because she didn’t want to be a burden to her parents, she found work as saleslady. Unfortunately, her employer cooked up some gossip about her and told her relatives that she had many boyfriends. She explained to her mother and dissuaded her from confronting her employer. Veronica blamed herself and developed self-pity. She was unhappy and felt life was boring doing nothing but wait for new opportunity to come. One day her friend from high school who has just graduated as a working student, came for a visit together with her employer, Madame Judith. Her friend told her she had recommended her to Madame Judith as her new working student. Veronica’s parents were delighted. Thinking this was the help she had been praying for every night, she went to Solano town in Nueva Viscaya province, one week before the start of classes in June 2007. She was fortunate given the opportunity to study in her employer’s school, while working for her family. She got free tuition and miscellaneous expenses as well as free lodging and food. And her employer gave her a monthly allowance amounting to P800. Balancing her work and her studies was not easy for her at first, but her second parents guided and supported her. They accepted her weaknesses and trusted her. Days became months, and months became years. She encountered some problems along the way, but they hardly mattered, compared to the chance of getting an education and becoming a more responsible and productive citizen. Her goal is to finish her course, but her employer had told her that they have other plans for her after finishing her course. They must be the instruments of God’s love for her. They are modern-day good Samaritans to whom she owed her new life. This early she was already thinking that in order to repay God and her second parents for their kindness, she will sponsor a scholarship program for deserving poor, young people so that they can go to college and have brighter future. She will also try to inculcate in them spiritual values and moral strength. All the things happening in our country certainly affects the youth, but it should not drive us to despair. Instead, let us take it as a challenge for us to make a difference, for the future awaits us. Being a better youth today ensures a brighter future tomorrow. Let us always believe in God, pray without ceasing and stick to the hope that we can achieve our goals through sheer determination. Veronica V. Rillorta, 19, is taking up a computer secretarial course at the Viscaya Institute of Computer Science in Bayom, Nueva Viscaya. Philippine Overseas Employment Authority report by Analiza Buendia mentions that based on statistics from 1983 to 1986, there were 632 complaints from migrant women workers who were domestics helpers that they were maltreated by their employers and 14 causes of rapes. These figures involved only women with legal and proper documents, although there were many of them who did not want to risk of losing their jobs by reporting cases of abuses and maltreated by their employers to the authorities. Then there were also those who did not want to give worries to their families in the Philippines. It was revealed that there was already organized in London an organization like commission of Filipino migrant workers(CFMW) had been helping the Filipino victims of such maltreatment and rapes; another organization was organized called â€Å"Kalayaan† whose member were Filipino domestic migrant workers who have been victims of the above kind of slavery. In this organization, it was shown that the members help each other and give moral support. It was revealed that the CFMW gave legal, financial and spiritual support to Filipinos overseas workers in London. According to Buendia, the Philippine government is not doing anything about what is happening to the Filipino women abroad. In spite of overwhelming proofs of this domestic helpers’ slavery, there has been no determined effort to help the victims. In fact the author pointed out that government officials kept on saying that they are doing everything about the problem, but up to now no law has been passed to protect the safety and interest of Filipino domestic helpers abroad, unless something concrete is done is pointed out by Buendia. The Filipino domestic helpers’ only choice aside from escape is to endure, pray and make sleep as their only escape from drudgery and cruelty as well as abuse Although some of the related literature did not directly show that the domestic Filipina helpers abroad was not studying while they worked as such, yet some of them study in their vacant times especially in the night. This could be due to the fact that these domestic helpers wanted to finish courses with foreign orientation. While the present study is concerned mostly on the problems, profile and motivations of part time working students in STI College Munoz, it has relations with those literature published in the local scene. Based on a study undertaken by the Philippine Overseas Employment Authority (POEA) Leonila Anastacio, only 49 percent of overseas workers in 1986 were women. In the first quarter of 1987, POEA data revealed that women migrant workers had outnumbered the men in Asia, Europe and the Middle East. In fact there were 40,000 Filipino now living in Great Britain in 1987 and almost 70 percent of this was women. Most of these women were college graduates and yet many of them were employed as domestic helpers, hotel chambermaid and waitresses. The young ones were still going to school to be able to finish another course which was pure British in orientation. Others landed on such jobs as teaching and nursing. It was noted that according t several job placement agencies in London, Filipinos were the most sought after for domestic work. The agencies attributed this development to the fact that all Filipinos spoke and understand English, hardworking, seldom complain about long hours of hardworking, patient with children, and most of all can easily adopt themselves to any situation. It was reported to the Philippine Overseas. FOREIGN A Working Students Life, a relentless work ethic, an upbeat attitude and a supportive family got her to the equitation finals. But for junior Kristin Mauks, the prize she treasured most was what she learned along the way. Sandra Cooke, Mandy Lorraine, At 10 p. . the night before the 1998 Maclay Finals, Kristin Mauks was staring through trainer Missy Clarks truck windshield at a Manhattan side street teeming with rigs, horses, and people, with Madison Square Garden looming beyond. Shed worked hard toward this chance for six years. For a moment, though, the reality was overwhelming. I was thinking, I have to unload these horses here. I have to take the tack trunks up this five-story-high ra mp.

Nfc Awards In Pakistan Economics Essay

Nfc Awards In Pakistan Economics Essay Pakistan is a federation consisting of four provinces, federally administered tribal areas, northern areas and Islamabad Capital Territory. Pakistan is a federation but its government is highly centralized, so majority of the revenues are collected at the center and then re-distributed vertically between federal and provincial governments, and horizontally among provinces through National finance Commission (NFC) awards. Then the provinces further re-distribute the resources to local governments through a revenue-sharing formula framed by Provincial Finance Commission (PFC). The criteria of revenue sharing has always been a bone of contention between the federation and the provinces. This is mainly because the federal government keeps a larger part of the revenues to themselves while provinces are left with fewer resources to carry on their development activities, thats why they face budget deficits very frequently. Moreover, there is a little autonomy and capacity for provinces to c ollect taxes on their own, so mainly they have to rely on the revenues relocated to them by the Federal government through NFC awards. The share provinces get from the Federal government is not sufficient to carry on the development projects, which is the reason they get into budget deficits very frequently. For proper service and delivery there is need of a higher share for provinces in NFC awards. Systematic Resources transfers among governments occurs at 4 levels. Firstly, from federal governments to provincial governments through National Finance Commission (NFC). Secondly, from provincial governments to local governments through Provincial Finance Commission (PFC). Thirdly, from federal to local, and lastly from local to local. In this report, I will focus mainly on systematic resource transfers from Federal to Provincial governments through National Finance Commission awards. National Finance Commission is constituted under Article 160(1) of the 1973 constitution for the smooth and thoughtful revenue transfers between Federal and Provincial governments. Constitutionally, it is to be held every 5 years by the President of Pakistan to review the resource sharing mechanism for the equitable fiscal transfers between Central and Provincial governments. Certain taxes collected from provinces are added in the distribution pool and then re-distributed to provinces according to the revenue sharing formula. NFC decides what percentage of the total revenues will be retained by the Federal government and what share will go to the provinces. What taxes to include in the distribution pool has always been a question of debate. The chairman of the commission is the Federal Finance Minister, and its members include all provincial finance ministers and experts to be nominated by the president of Pakistan in consultation with the provincial governors. The main charter of NFC is concerned with the following matters. Distribution of specified taxes and duties between the federation and the provinces. Payment of financial grants to provincial governments. Borrowing power exercised by the Federal and Provincial governments. Any other financial matter referred to the commission. As per law, NFC was supposed to be constituted for smooth and equitable revenue transfers between the Federal government and provinces. But in reality, it faced difficulties which hindered its development. Only 7 NFC awards have been given up till now, of which 3 were conclusive. The rest 4 remained inconclusive because federal government and provinces couldnt reach an agreement on the distribution criteria of revenues, therefore an interim award was awarded by the President in this situation. This paper will evaluate all the NFC awards in the history of Pakistan. Its related issues will be highlighted and improvements in the resource transfer mechanism will be recommended. 2. THE EVOLUTION OF NFC AWARDS 2.1 PRE-INDEPENDENCE REVENUE SHARING (NIEMEYER AWARD) Before independence of Pakistan, Niemeyer Award was followed in British India for the distribution of revenues between the Federal government and provinces, under the Government of India Act, 1935. All the financial matters between Federal and provincial governments were ruled by this act. Under this award, sales tax was a provincial subject, and 50 percent of the income tax collections were subjected to be redistribute. Even after the independence, Niemeyer award was followed till March 1952 with some adjustment in railway budget, sharing of income and sales tax. 2.2 POST-INDEPENDENCE REVENUE SHARING (RAISMAN AWARD) After the independence of Pakistan, Sir Jeremy Raisman was asked to devise a revenue sharing mechanism for allocation of revenues between federal and provincial governments. Thus he formed a revenue sharing formula called Raisman award in 1952. Considering the poor financial condition of the newly born state, a 50 percent share of sales tax was given to the federal government. Out of incomes of 50 percent income tax, 45 percent was given to East Pakistan, while the rest of the portion was given to the West Pakistan. 2.3 REVENUE SHARING UNDER ONE UNIT During 1955, Sindh, Punjab, Baluchistan and Khyber Pakhtunkhwa were professed as one unit- The West Pakistan. East Pakistan and West Pakistan were declared as the two separate units. The two awards, of 1961 and 1964, distributed the revenue between East Pakistan and West Pakistan. 2.3.1 The 1961 Award In this award, the share of East Pakistan from divisible pool was decided to be 64 percent, while that of West Pakistan was 46 percent. 30 percent of the sales tax was relocated to provinces on the basis of their respective collection. While the remaining duties on agricultural land and capital value tax on immovable property were given to the units as per their collection. 2.3.2 The 1964 Award Under this award, the divisible pool consisted of sales tax, income tax, export duty and excise duty. 30 percent of the sales tax were relocated to each province according to its collection. The share of center and provinces from the divisible pool was decided to be 35 percent and 65 percent respectively. While the share of East Pakistan and West Pakistan remained the same as in previous award i.e. 64 percent and 46 percent respectively. 2.3.3 National Finance Committee 1970 A committee was formed instead of a commission in April 1970 to devise a formula for revenue sharing between federation and the federating units. The divisible pool remained unchanged, though the federal and provincial governments share in the divisible pool was declared as 20:80 respectively. 54 percent of the provincial share was given to East Pakistan, while the rest 46 percent went to West Pakistan. The distribution among the provinces of West Pakistan was: Punjab 56.5 percent, Sindh 23.5 percent, Khyber Pakhtunkhwa 15.5 percent, and Baluchistan 4.5 percent. After the separation of East Pakistan, their revenue share was transferred to the provinces of West Pakistan. The revenue proportion remained the same, but the size of the pie was changed. NATIONAL FINANCE COMMISSION 1973 The 1973 constitution made mandatory for the government of Pakistan to make a National Finance Commission every 5 years for fair revenue distribution between Federal government and the provinces. From that point of time, West Pakistan started its journey after the separation of East Pakistan. From 1974 onwards, all the awards have been given under the National finance Commission. In reality, NFC has not been constituted every 5 years, contrary to what the law demanded. Lets briefly go through the various NFC awards in the history. First NFC Award 1974 After an increase in the number and amount of taxes between 1951 and 1970, there was a contraction in both in 1974, reducing the size of the divisible pool. The divisible pool only included income tax, sales tax, and export duty. The distribution ratio between federal government and provinces remained the same as 20:80 respectively. The criteria for horizontal distribution among provinces was decided to be population. Punjab, being the biggest in population, was advantaged. Its share was increased from 56.50 percent to 60.25 percent. While the other three provinces suffered, Sindh suffering the most. The resource distribution among provinces is presented in the table below. Table 1 1974 NFC Award-Provincial share Punjab Sindh Khyber Pakhtunkhwa Baluchistan 60.25% 22.50% 13.39% 3.86% To combat the weak fiscal position of the provinces, Baluchistan and Khyber Pakhtunkhwa were granted aid of Rs.50 million and Rs.100 million respectively. Second NFC Award 1979 The second NFC was constituted by the President general Zia-ul-Haq in 1979. But it held no meetings, consequently no award was given. Therefore, the award of 1974 was followed as an interim award. After census was held in 1981, the population ratios changed and so did the provincial share in NFC awards. The provincial share was adjusted according to the new census, which led some improved conditions in Baluchistan and Sindh, whereas the share of Khyber Pakhtunkhwa remained unchanged. The new provincial resource distribution according to the changed population is illustrated in the given table. Table 2 1979 NFC Award- Provincial Share Punjab Sindh Khyber Pakhtunkhwa Baluchistan 57.97% 23.34% 13.39% 5.30% Third NFC Award 1985 The third NFC was also constituted in Zia-ul-Haq regime in 1985. It held nine meetings in 3 years but failed to produce any fruitful results, mainly due to political instability. So the award of 1974 was followed till 1990. Fourth NFC Award 1991 After a long time, NFC became successful in giving recommendation in 1991. NFC is supposed to announce an award every 5 years, but there was a gap of 17 years between the previous award of 1974 and the 1991 award. This award came with some improvements and expansion in the divisible pool. Central excise on tea, tobacco, and betel nut was added in the divisible pool. So the divisible pool consisted of income tax, sales tax, export duty, and excise duty. However, custom duty still remained with Federal government. Federal government also took the responsibility of financing the provinces in case of deficits. The Federal and provincial share remained to be at 20 percent and 80 percent respectively. It can be said that the 1991 award was so far the best deal for provinces. But this award could not make any development regarding the diversification in the revenue sharing mechanism. The sole criteria for revenue sharing among provinces remained to be population. Disagreements among provinc es hindered the development in the resource sharing criteria. However, if we look at the positive side, this award considerably expanded the volume of provincial share in the revenues collected by the Federal government by around 18 percent as compared to 1974 award. This was mainly due to the addition of excise duty on certain items in the divisible pool. The 1991 award was a step forward to fiscal decentralization and provincial autonomy in the country. The 1973 constitution acknowledged the right of provinces to get royalty on natural resources on the basis of collection by each province. Royalty on gas and crude oil, development surcharge on gas, and profits from hydro-electricity were relocated to provinces in the form of straight transfers. As a result, the transfers to provinces increased from 28 percent (Rs. 39 billions) to 45 percent (Rs. 64 billion) of federal tax revenue. The share of each province under this award is given in the table below. Table 3 1991 NFC Award-Provincial Share Punjab Sindh Khyber Pakhtunkhwa Baluchistan 57.88% 23.28% 13.54% 5.30% Provincial share didnt have any changes because population was still the sole criteria for revenue distribution and no census was held since 1981. However, the volume of provincial share increased due to the inclusion of new taxes in the divisible pool. In addition to this, special grants were also provided to provinces to meet their developmental needs. The amount of these grants is illustrated in table 4. Table 4 1991 NFC Award-Provincial Grants Amount/Years Punjab Sindh Khyber Pakhtunkhwa Baluchistan Amount 1000 700 200 100 Next Years 3 5 3 3 (Rs.in million) However there was an increase in the flow of funds to the Provincial governments, provinces were advised to generate their own funds, but the autonomy and funds generating capacity were not sufficient as needed. Fifth NFC Award 1996 The 5th NFC award was announced in late 1996 by the care-taker government of that time. This award included all the federal taxes in the divisible pool. Which comprise: income tax, sales tax, capital value tax, wealth tax, excise duties (except the excise duty on gas charged at wellhead) and any other tax collected by federal government. Royalty on crude oil and development surcharge on gas were also relocated to provinces in the form of straight transfers. The incentive of matching grants was also given to the provinces but up to a certain limit; only if provinces exceeded their revenue target of 14.2 percent they would get matching grants. However, numerous objections have been made by the members of parliament elected to the provincial and federal governments following the 1997 general elections. With the expansion of federal divisible pool, the federal-provincial ratio in this award changed radically. Earlier it was 20 percent for federal government and 80 percent for provinces. In this award, the ratios were changed to 62.5 percent for federal government and 37.5 percent for provinces. One reason for decreasing the provincial share in the divisible pool is the overestimation of GDP growth rate. During the period when this award was being exercised, the country faced internal and external upsets which negatively affected the economy. Some say that provinces would be in a better financial situation if previous award of 1991 award was continued to follow that time. The sole criteria for resource distribution continued to be population. No development was made in this area. Considering the miserable situation of Baluchistan and Khyber Pakhtunkhwa, special grants of 4 and 3.3 and billions rupees were awarded to them respectively for the next 5 years. Sixth NFC Award 2000 The 6th NFC was constituted in year 2000 by the President General Pervez Musharraf. It held 11 meetings but could reach to any conclusions due to disagreements among the members of NFC. Provinces were demanding a share up to 50 percent, as well as diversification in the resource distribution criteria. Another NFC was constituted on 21st July, 2005 during President Musharrafs regime. But it too, like the previous NFC, stuck in a deadlock among its members and failed to give any recommendations due to the conflicting demands of its members. After an unsuccessful attempt to generate consensus on the resource distribution mechanism, all the provincial Chief Ministers asked the President to give a fair and justified award which would be acceptable to all stakeholders. So General Musharraf amended the Distribution of Revenues and Grants-in-Aid Order, 1997 by issuing Ordinance No. 1 of 2006. Thus after a deferral of 6 years, the 1997 award was amended and came into force on 1st July, 2006. Under this award, due to the constant demand from provinces, the provincial share from the divisible pool increase to 45 percent (share in total divisible pool + grants), with gradual increase of 1 percent every year up till the next 5 years. All the taxes of 1996 award were included in the divisible pool. The grants to provinces were increased from Rs.8.7 billion to Rs.27.75 billion. Punjab and Sindh, which didnt receive any grant in the 1997 award, were also given grants of Rs.3.05 billion and Rs.5.83 billion respectively. Seventh NFC Award 2010 The most recent NFC award of 2010 was given in the present democratic government. 2010 NFC award is a milestone in the history of Pakistan, which has bring improvements and variation in the resource distribution criteria. The demands of Sindh, Baluchistan and KPK have been recognized. The most prominent and distinguishing feature of this award is that it has followed a multi-dimensional revenue distribution criteria. In addition to population, other parameters have also been included, such as poverty, underdevelopment, and inverse population density criteria, as demanded by Sindh, KPK and Baluchistan. Baluchistan being the largest in area and scattered in population, demanded the criteria of inverse population density to include in the revenue sharing formula. While Punjab wanted population to remain the only criteria because it is in the provinces advantage. Since 1973 constitution, it is for the first time that resources are not distributed among provinces according to the old popu lation standards, but an advancement has been made in the resource sharing criteria. The formulation of multiple criteria for resource distribution is a commendable step and a way further to fiscal autonomy of provinces. It has been measured as a success of democratic system and provincial partners. Economists have measured it groundwork for Fiscal Federalism in Pakistan. No disputes came in the way of approval of 7th NFC award. It is marked by sacrifices and compromises by all the stakeholders for the sake of national unity and development. The big provinces exhibited flexibility in their approach to accommodate the demands of smaller and backward provinces. The center has sacrificed more than 10 percent of its share for provinces i.e. about Rs.225 billion more were granted to provinces during FY 2011-12 budget [Pakistan Economic Survey (2011)]. All the stakeholders have decided to cut the cost of revenue collection to 1 percent (previously it was 5 percent) to increase the flow of real transfers to provinces. Resultantly, the provincial share from the divisible poo l increased from 47.5 percent to 56 percent in the first year and 57.5 percent for all the remaining years of the award. This award is also significant in a way that all the provinces and center have shown a considerate behavior towards the most backward province Baluchistan. Acknowledging its special development needs, all the stakeholders have agreed to provided Baluchistan Rs.83 billion (9.09 percent) of the provincial pool in the first year of the Award. Punjab has given up 1.27 percent, Sindh 0.39 percent, and KPK 0.26 percent of its share. Whereas Baluchistan has gained 1.82 percent. The federal government has given up more than 10 percent of its share for provinces, which has increased the flow of revenues to provinces. The number one beneficiary of this award is Baluchistan with an additional budget of 175 percent. While KPK, the second most benefitted, received 79 percent, Sindh 61 percent, and Punjab 48 percent additional budget. The resource distribution among provinces is illustrated in table 5. Table 5 NFC Award 2010- Resource Distribution Province % Share in Divisible Pool under 7th NFC % Change in Share Additional Budget % Punjab 51.74 1.27 48 Sindh 24.55 0.39 61 KPK 14.62 0.26 79 Baluchistan 9.09 +1.82 175 Source: Pakistan Economic Review (2010) If we talk about the distribution parameters, 82 percent weightage has been allocated to population, 10.3 percent to poverty, 5 percent to revenue generation/collection, and 2.7 percent to inverse population density. Table 6 illustrates the different parameters and its weightage against each province. Table 6 NFC Award 2010-Revenue Sharing Formula (in percentage) Parameters Weight Punjab Sindh KPK Baluchistan Population 82 57.36 23.71 5.11 13.82 Poverty/backwardness 10.30 23.16 23.41 25.61 27.82 Revenue Collection 5 44.0 50 1.0 5 Inverse Population 2.7 4.34 7.21 81.92 6.54 One of the greatest achievements regarding this award is that it has aimed to reduce disparities among the provinces. This award benefits the two relatively more backward provinces, Khyber Pakhtunkhwa and Baluchistan, as compared to Sindh and Punjab. Before this award, provinces were getting Rs.550 billion. But in the first year of enforcement of this award provinces got more than Rs.850 billion, and in the next 5 years this amount will increase up to 1250 billion. The greatest achievement of this award is the reduction in inequalities regarding revenue collection in Sindh and Punjab, gas development surcharge from Baluchistan, and hydel profits from KPK. Considering the role of Khyber Pakhtun Khwa in war against terrorism, it has been provided a share of 1 percent from the divisible pool. 4. DEVELOPMENT OF NFC AWARDS OVER TIME Financial resources play the fundamental role in the development of any country. A well thought-out resource distribution is necessary for the development of backward areas so they can be at par with the national growth and progress. The current state of revenue distribution in Pakistan has evolved over time. Various improvements and advancements have been made in the revenue sharing formula since the formation of National Finance Commission. In this section I will analyze the impact of various NFC awards on the fiscal decentralization of the country. In Pakistan fiscal federalism has always been an issue which has never received a serious approach. Out of Seven NFC awards, only four have come up with additional parameters of revenue sharing between the federation and its units. Federal government has taken a less systematic approach to decentralize fiscal powers and functions and made the provinces depend on the center. This has negatively affected the performance and efficiency of provinces to work effectively. In a federation, the basic functions of Central government are maintaining law and order, defense matters, making a sound foreign policy, communications, currency management, general administration, debt servicing, industrial development, and work on public welfare including health and education. The rest of the matters fall within the sphere of Provincial and local governments. But not much effort has been put by our politicians to devolve powers and functions to lower tiers of government. With the passage of time, federal government has over-stretched itself into such matters which are of purely provincial nature, like irrigation, construction of roads, agricultural development, culture and tourism, youth affairs, and rural development. This has increased financial and administrative burden on the center. Federal government has taken too much responsibilities on its shoulders which certainly require more finance. If government is aiming toward devolution of power from center to provincial and local level, these tiers of government must be empowered and enabled to generate their own finance. Federal government generates 93 percent of the resources, while its share in the total expenditure makes up only 72 percent. On the other side, the total expenditure of provinces is 28 percent, and they generate merely 7 percent of the resources. It results in heavy dependency on the center. The argument behind the higher collection by the federation is based on the achievement of equity, efficiency, economy, and the federal governments ability to levy and collect [Kardar (2006)]. As most of the resources are already used up by the Federal government, provinces are left with less opportunities to generate their own resources. Resultantly, provinces have to rely heavily on the resources transferred to them by the center. If we closely look at the historical trend, we can easily understand that the journey of fiscal federalism In Pakistan has always been uneven. Fiscal federalism has always been a dilemma. It is interesting to note that out of seven NFC awards given after 1973 constitution, only few came up with additional parameters to share the revenues with the provinces. Only 3 out of 7 NFC awards were conclusive, the remaining 4 were inconclusive due to disagreements among the members of the commission. Historically, the problem of revenue distribution has never been taken seriously by our politicians and it always faced difficulty because consensus of all the parties involved is must for a new NFC award to be enforced. The resource distribution mechanism/criteria has always been a bone of contention among the provinces. Population, being the sole distribution criteria in all NFC awards (except the recent one) has always been a matter of friction among provinces. This shows a lack of coordination in our policy making. Sindh, Baluchistan and KPK have always demanded the diversification in revenue sharing formula with the inclusion of other factors with population, like poverty, backwardness and revenue generation capacity. Whereas Punjab has stressed over population to remain the sole criteria for revenue distribution because Punjab, being the most populated province, has always got the larger piece of pie in NFC awards. It is interesting to note that Pakistan is the only country in the world which follows one-dimensional formula for revenue distribution. Otherwise everywhere in the world various dimensions are used in view of the needs and economic conditions of the provinces. Due to inflexibility in the resource distribution formula, disparities among the economic conditions of people could not be reduced and diversified needs of provinces could not be catered as it should have been. In the above section, we have discussed each NFC award in detail, its pros and cons, and the percent allocation to provinces under each award. There are substantial disparities in the living standards amongst provinces, and also among the rural-urban areas of each province. Although the removal of discrepancies between urban and rural areas is the responsibility of Provincial Finance Commission, but without provision of adequate amount of resources/funds by the center, provinces will not be able to work on development and reducing inequalities at local level. If we compare the real per capita GDP of all the provinces, we find out that Khyber Pakhtunkhwa has been facing highest inconsistency among rural and urban income, next to Sindh and Punjab. While the gap between rural and urban income in Baluchistan is lesser, the reason is lack of development in its urban areas. Its urban areas are less developed as compared to that of other provinces, because of lesser economic opportunities i n cities. If we look at the historical trends, the first NFC award of 1947 had fewer taxes in the revenue pool. But in 1991 award, some improvements were seen in the revenue distribution. More taxes were made part of distribution pool. In addition, the right of provinces to get royalty on natural resources was given to them on the basis of collection by each province. The divisible pool was further expanded in 1996 award by the inclusion of all the federal taxes. 1996 award moved a step forward towards fiscal decentralization. It also introduced the incentive of matching grants to provinces. But if we look at the grey areas of this award, the expansion of distribution pool resulted in the contraction of provincial share. The federal-provincial share in the pool changed drastically from 20:80 to 62.5:37.5 percent respectively. So practically, no significant developments were observed in actual revenue transfers to provinces. Consequently, provinces fell short of funds and trapped in budget defi cits. Considering the miserable situation of Baluchistan and Khyber Pakhtunkhwa, special grants of 4 and 3.3 and billions rupees were awarded to them respectively for the next 5 years. Due to the constant pressure and demands from the provinces, government increased their share in the revenue pool to 45 percent in 2006 interim award. Just the provincial share was increased, no innovation was made in the resource sharing mechanism and it was still at its old population standards. Baluchistan and Khyber Pakhtun Khwa were demanding revenue distribution on the basis of poverty. The poverty ratio in Baluchistan is 37 percent and that of Khyber Pakhtunkhwa is 44 percent. However, no diversification was made in the distribution criteria. One of the main reason which hindered the development of NFC awards is the conflicting demands of provinces over the resource sharing mechanism. The criteria of revenue dispersal between the center and provinces has always been a matter of conflict between these two tiers of government. Four out of seven NFC awards remained unproductive and unsettled amid this hostility. The complaints of the provinces were heard when the central government agreed to give provinces 40 percent share in the divisible pool with addition of 1 percent every year till the next 5 years. But there is an argument from Federal governments point of view that whenever the share of provinces has increased it gave rise to non-development expenditure which is unproductive. The reason is provincial governments don not have specific development programs in place as well as capacity to raise the living standards of people. The poverty ratio in Baluchistan is 37 percent and that of Khyber Pakhtunkhwa is 44 percent, but provincial governments failed to formulate an appropriate strategy to reduce these disparities. This relates to the issue of political economy and public choice. Our electoral system can bring about such a state in which the federal government can be taken over by the larger province due to its majority seats in the National Assembly. Although, in Senate all provinces have equal representation but Senate has power only to discuss on the policy matters, but the decision making right resides with the National Assembly. So it is the National Assembly who has the constitutional supremacy to devise a reasonable resource sharing formula. Furthermore, the federal government does not want to give up its powers to provinces and let them grow autonomously as it will reduce their control on policy matters. This could be seen as since independence, 10 awards have been recommended for justified resource sharing between the center and provinces, but out of them only 3 (1974, 1991, and 2010) initiated by elected governments. The most significant development of the year 2010 was 7th NFC award which brought about some innovation in the revenue sharing criteria. After the independence of Pakistan, It was for the first time that a diversification was brought in the revenue sharing mechanism and some other factors were taken into account with population, like backwardness/ poverty, area and revenue collection. The long-ignored demands of provinces were accepted. With

Wednesday, October 2, 2019

My Uncle Killed Himself Essay -- Death, Suicide

As I grumbled and griped about having an honors band rehersal only hours before the concert - as i complained about the growing callus on my thumb, about the gay kid with the neckstrap who was first chair clarinet, as i lamented the fact I could NEVER play this music, that i wouldn't get any better in that small practice, so WHY bother- my uncle killed himself. in the basement of his very own house at that, with a gun. his two little girls and pregnant wife left him, and he took his own life. at the memorial, our pastor spoke of God, of how even "Jesus wept" at a friend's death (excuse my ignorance, i know not much of religion.). he said that he knew we were angry, that he knew we would harbor hate and such for a long time, that we would always struggle to understand what happened. i was fine until that point. because i had never really thought about it. I hadn't grieved, I hadn't cried, I wasn't even able to find a friend to cry to. it's our new dark family secret. A promising, handsome, charming young man, with two beautiful daughters, a third on the wa...

Tuesday, October 1, 2019

Malicious Vengeance: The Ghastly Acts of Murder Essay examples -- essa

Malicious Vengeance: The Ghastly Acts of Murder   Ã‚  Ã‚  Ã‚  Ã‚  Both Edgar Allen Poe’s short story, â€Å"The Cast of Amontillado,† and Louise Erdrich’s essay, â€Å"Fleur,† have prominent themes about revenge, Poe focused on the act of Revenge, whereas Erdrich focused more on the events leading up to the horrific act.   Ã‚  Ã‚  Ã‚  Ã‚  Poe’s short story of revenge discusses how the main character, Montresor, abuses the victim’s trust to ultimately kill him. The story starts out with the victim, Fortunato, and the avenger, Montresor, joking and drinking merrily while walking through a carnival together. Then, Montresor lies to Fortunato about having a rare wine, in a hidden location, that he would love to share with him. Fortunato, an avid wine connoisseur, is pleased to follow him due to his drunkenness, and also for the chance to taste such an exquisite wine.   Ã‚  Ã‚  Ã‚  Ã‚  By this time, Fortunato is so drunk and trusting of Montresor that he blindly follows Montresor deep into the back of a catacomb. During their journey Montresor gives Fortunato plenty of chances to turn around; Montresor tells his victim at one point â€Å"we will go back; your health is precious. You are rich, respected, admired, beloved; you are happy, as once I was. You are a man to be missed.† (Poe 1316) Upon reaching the end of the cavern, Montresor does not explain himself, and does not gift his enemy with a bottle of wine, but instead sentences him to a slow and horrific death. In his short story, Poe describes the act of revenge almost as a dark insanity that plagues the main character. Montresor’s madness is shown when he goes from friend to foe. He gives the impression that he is worried about Fortunato’s health at first, but towards the end takes satisfaction in hearing the cries of his helpless victim. Montresor even told the listeners of his story â€Å"I ceased my labors and sat down upon the bones. When at last the clanking subsided, I resumed the trowel, and finished without interruption.† (Poe 1318) Poe views the act of vengeance as a solemn, sinister, and deranged work of hatred. I hold this to be true because he portrays an image where the murderous avenger can look into the victim’s eyes while burying him alive behind a wall of brick and mortar. Montresor can also continuously hear â€Å"the furious vibrations of the chain.† (Poe 1318) After finally... ...ble by any means. I believe that nature will act upon the â€Å"eye for an eye† belief by its self without me interfering. I also think that if I take my revenge on a person, or group of people, I will also suffer bad karma from nature. I believe that revenge comes from hatred, and living with an excess of hatred throws off one’s balance in life, like the ying-yang idea. Even though I disagree with acts of revenge, I still battle with those undesirable thought. Just today, November 2, 2004, my car was stolen while in Reading class, and I would love to meet the people that stole it. I have thoughts racing through my head about how much I would enjoy making that person, or group of people suffer. I am so angry; I even have thoughts of inflicting pain to anyone that just looks at me wrong. Even though I am very angry about what this person has done to me, I would not do anything outside of my moral and ethical point-of-view to that particular person. Poe’s and Erdrich’s story styles were very different, even though both stories accomplished the same goal of showing the act of murderous revenge. I enjoyed Poe’s story of horror much more then the tame story of revenge that Erdrich showed.

The Importance of Work in Society

In order to maintain structure within society there are many intuitions that employed to achieve this goal. Work is an example of responsibly, discipline, and cultural awareness, qualities you will need for your future work life. First, how working teaches you responsibility, while working you have a set schedule that you have to maintain in order to be paid, so missing work means you have a lower paycheck and young teenagers love money and don’t want to miss any paychecks. You are in charge of making all customers leave satisfied with a smile, if you don’t make that happen the company can have bad reviews, which can cause you to be fired. The more you the work the more you will have. Working also teaches you how to value things you have. The reason for this is that you work for the things you have saying you’re not going to work for something and let it go to waste or throw it away. Employers instruct their workers how to respect all costumers and how consumers are the reason, they are in business today, so tasks done to costumer’s satisfaction, with that being said employers drill into your head how to treat other people and how to run a successful business and that with hard work anything is possible. When you first but something with your own money you care about what, and how your money is being spent, also trains you that if what you’re is not of something of value than you really don’t need to have it. We as a community needs to teach our younger children the value of responsibility and discipline which is qualities that you need to have in your everyday life. Schools are biased on teaching you what they want you to know and not what you feel about it. So do not be ignorant to what the schools edify about values of life, learn it own your own.